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Wednesday, January 6, 2010

Paying Stuff Off Pays Off

So, we got the final costs for the baby.  Called Willowbrook Methodist Hospital to get the price for cash-pay patients (we have insurance, but they won't cover maternity unless it turns into an emergency) and got the final pre-pay amount. 

It's $3,300. 

This covers everything needed for delivery, food and 2 nights in the hospital.  We hung up after finding this out, excited that it wasn't as much as we thought it was going to be!  But then I remembered something really painful, that this does not cover an epidural!  So we had to call back and get the anesthesiologists number to call and see what THAT number was... shockingly $1,500.  GEEZ.  I remember receiving the invoice billed to insurance when Aiden was born and the Epi was only $658!  We're getting shafted!  Anyone a lawyer that wants to argue the bill for us for no fee?  Hahaha.

We've already paid $3,000 to the OB for all the appointments, labs, sonos and delivery.  That makes the grand total $7,800!  That's a lot of money, yes, but it's a lot less than what we thought it was going to be.  We thought it'd be between $10-15k!  So all we have to come up with is $4800 by April 19th.  That's 103 days.  That's $46.60/day.  But, Josh has a mountain bike on eBay and right now it's at $3100, and after fees and such we may get $3000 out of it.  That lowers our saving efforts to $1800 until April 19th at $17.47/day.  *sigh*  While that's better, I'm sad that it all has to go toward the baby and not toward our cars! 

By the way, we paid off the motorcycle! (Now I just wish Josh would sell it.)  We saved $1200 (or somehow magically accumulated $1k extra) by NOT EATING OUT FOR ONE ENTIRE MONTH!  Do it, see how much it saves you.  Now all we have left are our cars and this house (and hopefully not that for very long).

No, we haven't put the house on the market yet, we're not exactly in a huge hurry - though - where would we stay!?  I still have to have this baby in April!  We can't be living in a cardboard box when we bring her home!  We ARE, however, just about done going through EVERYTHING in the house.  We've even packed up all the extras and staged a few rooms.  Next step is to touch up some paint and stage the rest of the house and put it on the market!

Anyway, I'm feeling baby girl a lot more now, still fairly gentle, just moving like she can't find a comfortable spot!  The center of my back KILLS me at the spine and I can't find a cure!  I've tried heat, I've tried kneading, I've tried laying down, I've tried stretching out... *sigh* owwie.  HELP.

Anyway, more later.

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Psalm 37:4

4 Delight yourself in the LORD
and he will give you the desires of your heart.